Perfect timing of information for me! I've been toying with a higher-interest savings account for the little cash I get from Prolific and whatnot but also didn't want to open up an account somewhere new and didn't realize Paypal had the savings account option since I have a Business account (that I no longer need to be a business account) that doesn't provide that option. Just need to downgrade to a personal account and I'll be set. Problem solved!