Another cycling day
Jun. 5th, 2025 12:09![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
bill_schubertI rode for 40 minutes which is a good amount on the second day of riding. And I did a fairly steep hill. It is not long but is pretty steep. Pumped up my heart rate to about 155. One of the problems with walking is that it does not do that. Pickleball does it and cycling hills definitely does. I feel like I need to get my heart rate up in intervals to build it up as a muscle. There is, of course, tons of research on that but it is all towards sports performance not age endurance. Cycling is good in so many ways but that may well be the most important.
Tomorrow is another shot at pickleball. This time of year the mornings tend to get rained out but tomorrow we're scheduled for noon. It will be a nice cool 85 degrees when we start. We'll see how that goes.
Before cancelling out of USAA I paid for a year of Progressive. Or put it on my credit card. Then I took Zoe to a new vet across the street. She needs some drugs to help with her arthritis pain (a household commonality). $415 later we have an anti-inflamitory and a pain pill. Of that money, $120 is the meds so that is going to suck going forward. We'll see how long they last. The vet is a stone's throw away from us and has a really nice place for dogs to stay when we go out of town in October. So I changed to them. I felt badly about changing from my old vet as I think they are not doing really well and they have always been nice. But driving into Georgetown was inceasingly hard on Zoe.
The combination of a year's auto insurance for two cars plus the Zoe appointment has sucked our account down some. Fortunately not so much that it will matter but for the short term. And it will pay back every month when I'm not laying out the monthly insurance payment.
Since USAA is a mutual and I have money in it, there is a $5k+ balance they owe me. I think I get it in three months which will be well timed for the wedding. All in all we are better off financially without USAA. There is an emotional tie but I can always rejoin Navy Federal Credit Union if I want to regenerate a military connection.
Tomorrow is another shot at pickleball. This time of year the mornings tend to get rained out but tomorrow we're scheduled for noon. It will be a nice cool 85 degrees when we start. We'll see how that goes.
Before cancelling out of USAA I paid for a year of Progressive. Or put it on my credit card. Then I took Zoe to a new vet across the street. She needs some drugs to help with her arthritis pain (a household commonality). $415 later we have an anti-inflamitory and a pain pill. Of that money, $120 is the meds so that is going to suck going forward. We'll see how long they last. The vet is a stone's throw away from us and has a really nice place for dogs to stay when we go out of town in October. So I changed to them. I felt badly about changing from my old vet as I think they are not doing really well and they have always been nice. But driving into Georgetown was inceasingly hard on Zoe.
The combination of a year's auto insurance for two cars plus the Zoe appointment has sucked our account down some. Fortunately not so much that it will matter but for the short term. And it will pay back every month when I'm not laying out the monthly insurance payment.
Since USAA is a mutual and I have money in it, there is a $5k+ balance they owe me. I think I get it in three months which will be well timed for the wedding. All in all we are better off financially without USAA. There is an emotional tie but I can always rejoin Navy Federal Credit Union if I want to regenerate a military connection.