Beaux has a reprieve for now

I got an email from the shelter med people that Beaux's dental extraction appointment for tomorrow was cancelled.  No explanation but he was scheduled again for December 18th and is on standby for any availabilities until then.  He's not in pain or, far as I can tell, bothered at all by whatever is going on so it is of little difference to me. 

Dana is doing well.  Minor swelling.  A little pain.  But getting around and eating soft food and well supported by the extraction team.   They called her yesterday to see how she was doing.  Everything they said from how she was going to feel on day one to the fact that on day three she was going to have some delayed swelling has been spot on.  It is really nice to run into a good team in the medical world.

Still no indication at all of any infection.

In other news, today was the first day that I got to play pickleball at the inside courts when I would not have played outside.  It is cold but that isn't the problem.  The wind is whipping around at 20 or so MPH and anything over 15 is impossible to play in.  But we were snug and playing as if it was a lovely day out.  Got in a couple of hours with the usual group.  

Now we're just hanging out enjoying the free cool weather, a perfect 70 degrees inside with the back door open and the fans on.  

Yesterday I paid off the credit card.  We had so much on it with travel and wedding and dentists for us both that my credit rating slipped.  So I moved some money out of the investment and paid it off.  Now we spend the next year as frugally as possible and put all that money back into the investments.

Saving money is like losing weight.  It is based on inactivity, doing less, as opposed to proactively doing more.  We need to just NOT spend money and NOT eat too much.  NOT as much fun as doing things.  

But I so enjoy being able to move money into the bank account that pays the mortgage weeks ahead of time so it is there when the ACH comes through and I don't even have to think about it.  And paying off the credit card each Friday.  And never really paying attention to cost at the grocery store.  Just get what we need when we need it.  Small luxuries we still can do even while saving money.

I've got pickleball prepaid to next fall so I don't even have to think about that expense for a while.  And taxes prepaid so the IRS should be a nothing this year.  And a consistent set up to a savings account for our long term care due next fall.  That was another expense I screwed up this year.  I'd been saving every month in a PayPal account to pay for long term care but I moved everything to SoFi and forgot to take that into account.  So I had to scrape up the money and pay without really having it.  But I've got it set up now so it will be earning 3% or so monthly as I drip into it every payday.

Speaking of which, we had a couple of thousand in our investment account and I got a wild hair to buy some stock.  So I bought $1000 of SoFi.  I like what they are doing and love their service.  Turns out to be a good bet.  I didn't buy on the low but nearly so.  I've made $500 on that thousand so far just about three months out.  The bottom may drop out but I think SoFi is a solid company and will actually grow to be a major player.  With any luck the stock will slip some and I can buy more.

I let an algorythm manage the IRA funds but in a separate account we've got a bit of money and I bought Walmart, SoFi and S&P.  I also had some Cisco on a paper stock in my safe that I just added to the portfolio.  So I now track them and all are doing well.  Of course, as I said, the bottom may fall out any time.  I don't much need to tap this money.  If we need emergency funds I take it out of the IRA and pay it back to the investment.  I've got minimum distributions sometime next year or so anyway.  If the stocks I'm managing dip I'll just wait.  They will come back up.  May take a few years but they will do fine.

Time for a shower.