![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
bill_schubertThe development here is mulching today and it inspired me to do the same. They have about 8 pallets. I'm thinking of getting six bags. I think we used 8 last year but I can always go back and six is enough trips to the back yard with a bag of mulch. We don't have any kind of a cart since our yard is so small so it is just hoist it and walk. Five years ago it was easy. Now it is a bit of a task. But I'll get through it and rest. Fortunately my back issues are easily solved by a combination of core exercises and resting.
I got my pension pay today which was a bit weird. Wasn't expecting it until tomorrow. I started my monthly accounting and calculated that we took in more money than we spent but not by as much as I'd like. We need a quiet couple of months (aka - stop spending money on 'stuff') to build up more cushion.
Still it is so very nice to have things under control. Our house situation is stable and actually pretty cheap. All the infrastructure stuff is low. All of our appliances were new when we moved in or we replaced them with new ones so we're only about five years into that. Definitely time to be building up a fund to replace them, though. And the cars are getting long in the tooth. We could go down to one car if we had to and obviously will do so one day. But not yet. I need to spend some bucks and time on my Smart Car. It is at 70K miles and probably needs hoses and gaskets replaced while I can still get the parts.
So, not too bad money wise. I still pay off our credit card every Friday and have now gotten to the point that I can hardly remember when I was paying interest on a balance. Our credit rating is approaching the perfect score (832 out of a possible 850). That only matters if I need to borrow money which I don't but they keep raising my credit limit to insane amounts. They can hope I'll use it.
I got my pension pay today which was a bit weird. Wasn't expecting it until tomorrow. I started my monthly accounting and calculated that we took in more money than we spent but not by as much as I'd like. We need a quiet couple of months (aka - stop spending money on 'stuff') to build up more cushion.
Still it is so very nice to have things under control. Our house situation is stable and actually pretty cheap. All the infrastructure stuff is low. All of our appliances were new when we moved in or we replaced them with new ones so we're only about five years into that. Definitely time to be building up a fund to replace them, though. And the cars are getting long in the tooth. We could go down to one car if we had to and obviously will do so one day. But not yet. I need to spend some bucks and time on my Smart Car. It is at 70K miles and probably needs hoses and gaskets replaced while I can still get the parts.
So, not too bad money wise. I still pay off our credit card every Friday and have now gotten to the point that I can hardly remember when I was paying interest on a balance. Our credit rating is approaching the perfect score (832 out of a possible 850). That only matters if I need to borrow money which I don't but they keep raising my credit limit to insane amounts. They can hope I'll use it.
no subject
Date: 2023-02-28 12:43 (UTC)no subject
Date: 2023-02-28 19:52 (UTC)