So productive
Mar. 1st, 2025 10:53![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
bill_schubertI had a list on my 1 March calendar and I'm done.
Change the water and air filter on the refrigerator (which, of course, means cleaning that shelf that needs it). The refer is 6 months old so it is the first time for the filters but they both went without flaw.
Then change the air filter in the attic. Done.
And I'm sure I'm one of the very few people in the world who performs maintenance on the AC compressor by washing the condenser fins. I've got it down to a system now so it takes me 15 minutes. And no way to know if it matters. But I think changing the air filter and washing the fins has to increase the AC efficiency. And it makes me fell better. So, every six months it is on my schedule.
And I ordered new filters and more cleaning spray for next time.
Before I did all that I began moving our savings out of PayPal. A few weeks ago I moved an accumulation of money, a thousand bucks, into my PayPal savings. What should have taken a day ended up taking more like 10 days. The PayPal savings rate also recently went down to 4% from 4.5%. I would not have moved our money for the rate change but having $1k floating around for 10 days and no one to contact about it (PayPal does not have great service) made me pull the trigger on something I've been thinking of for a while.
I moved about half of our savings from PayPal to USAA and then from USAA to Schwab. We have have our IRA there but also a small investment account that is about to get bigger. Schwab actually gave me the date, Monday, the money would be available. Like a real bank. I'm going to move the rest of our savings once this money is safely there. And then take some of it and set up an investment algorithm to invest it. Right now I've got about $1200 in Walmart. A couple of years ago I set that up. Set it and forget it. It has done really well, even bouncing back from the recent dip caused by political news. I'm likely to just leave that money and start building up another portfolio that will be managed by a computer. And the rest in savings which is now at 5%. I've got to be very conservative with a bit of the money so we have enough to pay our Long Term Care in September. But the rest can be a 'little' more adventurous. And I've got something to add my Prolific to.
We are slowly working our way out of the car/dental/refer/AC financial fiasco that was last year. Fingers crossed.
Change the water and air filter on the refrigerator (which, of course, means cleaning that shelf that needs it). The refer is 6 months old so it is the first time for the filters but they both went without flaw.
Then change the air filter in the attic. Done.
And I'm sure I'm one of the very few people in the world who performs maintenance on the AC compressor by washing the condenser fins. I've got it down to a system now so it takes me 15 minutes. And no way to know if it matters. But I think changing the air filter and washing the fins has to increase the AC efficiency. And it makes me fell better. So, every six months it is on my schedule.
And I ordered new filters and more cleaning spray for next time.
Before I did all that I began moving our savings out of PayPal. A few weeks ago I moved an accumulation of money, a thousand bucks, into my PayPal savings. What should have taken a day ended up taking more like 10 days. The PayPal savings rate also recently went down to 4% from 4.5%. I would not have moved our money for the rate change but having $1k floating around for 10 days and no one to contact about it (PayPal does not have great service) made me pull the trigger on something I've been thinking of for a while.
I moved about half of our savings from PayPal to USAA and then from USAA to Schwab. We have have our IRA there but also a small investment account that is about to get bigger. Schwab actually gave me the date, Monday, the money would be available. Like a real bank. I'm going to move the rest of our savings once this money is safely there. And then take some of it and set up an investment algorithm to invest it. Right now I've got about $1200 in Walmart. A couple of years ago I set that up. Set it and forget it. It has done really well, even bouncing back from the recent dip caused by political news. I'm likely to just leave that money and start building up another portfolio that will be managed by a computer. And the rest in savings which is now at 5%. I've got to be very conservative with a bit of the money so we have enough to pay our Long Term Care in September. But the rest can be a 'little' more adventurous. And I've got something to add my Prolific to.
We are slowly working our way out of the car/dental/refer/AC financial fiasco that was last year. Fingers crossed.